This question was inspired by my hatred of Temporal Anti-Aliasing which, in many games nowadays, is poorly used as a performance bandaid. On lower resolutions it will smudge and blur the image and certain bad cases of TAA will cause visible ghosting.
Yet in spite of all this, certain games won’t let you turn it off or have hair/fur/foliage look like dogshit without it so sometimes I still use it.
Credit cards
Just a slimy middleman taking a cut of every transaction and trapping people in debt. But a bit of a tragedy of the commons because merchants raise prices to accommodate CC fees and the rewards are hard to pass up.
Credit cards also incentivizes more spending than other forms of payment, so the merchants that are lobbying for legislation want to have their cake and eat it too. In fact, retailers did not lower prices after the Durbin Amendment capped debit card fees. Also, you’re kinda ignoring the insane amount of protections that credit cards have that debit cards and cash don’t, and those come at a cost. If we’re talking about mom and pop shops, sure they’re evil. But for a lot of consumers, they’re just another tool that they shouldn’t be guilty for using effectively.
Credit cards also incentivizes more spending than other forms of payment, so the merchants that are lobbying for legislation want to have their cake and eat it too. In fact, retailers did not lower prices after the Durbin Amendment capped debit card fees. Also, you’re kinda ignoring the insane amount of protections that credit cards have that debit cards and cash don’t, and those come at a cost. If we’re talking about mom and pop shops, sure they’re evil. But for a lot of consumers, they’re just another tool that they shouldn’t be guilty for using effectively.