Americans paid $130 billion in credit card interest and fees in 2022, according to a new report. Here are three strategies to help limit those charges.
  • rchive@lemm.ee
    31·
    1 year ago

    If you have enough savings, sometimes they don’t even look at your credit score and history.

    • June@lemm.ee
      21·
      1 year ago

      Which is a more privileged position than having the ability to be ‘smart’ with credit card usage…

      The primary reason not to have a credit card is if you will use it as an actual line of credit in any situation other than an emergency.